Cardefi

Crypto cards in Sweden

16 cards are available to residents of Sweden, according to Cardefi data (149 figures verified against issuer pages, latest 6 Sep 2026). At SEK 11,000/month spend with no stake, ether.fi Cash nets the most: +SEK 2,641 (+$270) a year. Median FX fee across the 16 cards: 0.0%. Cards in Sweden are topped up over SEPA, SEPA Instant, Swish, Bankgirot and Debit card. Issuer licences are checked in the Finansinspektionen — Företagsregistret. MiCA authorisation is required of issuers from 30 Sep 2025.

some links pay us a commission — marked on each card, never in the rankingFormula v1.2

Sweden at a glance

Top-up rails
SEPA · SEPA Instant · Swish · Bankgirot · Debit card
Licensing register
Finansinspektionen — Företagsregistret →Cardefi does not check entries on your behalf — look the issuer up there before you apply.
MiCA
Authorisation required of issuers from 30 Sep 2025.
Net value in
SEK at SEK 9.79 per USD (rates of 5 Nov 2026); the formula runs in USD.
Spend assumed
SEK 11,000 a month, an assumption — change it in the list.
Filters

16 cards · 52 not available in Sweden

Card
  1. ether.fi Cash

    Visa·Hybrid custody·metal

    Available

    Cashback at your stake

    3.0%

    No stake required

    Min. stake
    None
    Annual fee
    —
    FX fee
    1.0%
    Net value / yr
    +SEK 2,641

    Breaks even from $0 spendPaid in ETHFIApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  2. OKX Card (EEA)

    Mastercard·Self-custody

    Available

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +SEK 2,509

    Breaks even from $0 spendPaid in USDGApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  3. CL Card powered by Ledger

    —·Custodial

    Available

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +SEK 1,320

    Breaks even from $0 spendPaid in BTC or USDC or USDTApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  4. Bleap Card

    —·Custodial

    Available

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +SEK 660

    Breaks even from $0 spendPaid in USDCVerified 5 Sep 2026Report a wrong figure

  5. Wirex One Card

    Visa·Custodial·metal

    Available

    Cashback at your stake

    0.5%

    up to 8.0% at $50k in WPAY

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +SEK 660

    Breaks even from $0 spendPaid in USDVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  6. Bitget Wallet Card

    Mastercard·Custodial

    Available

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.7%
    Net value / yr
    +SEK 396

    Breaks even from $33/yr spendPaid in WBTC or XAUt or xStocks or USDCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  7. eToro Visa Debit Card

    Visa·Custodial

    Available

    Cashback at your stake

    0.0%

    No stake required

    Min. stake
    —
    Annual fee
    —
    FX fee
    0.0%
    Net value / yr
    SEK 0

    Breaks even from $0 spendPaid in StocksApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  8. Gnosis Pay Card

    Visa·Self-custody

    Available

    Cashback at your stake

    0.0%

    up to 4.0% at $11.3k in GNO

    Min. stake
    $11
    Annual fee
    —
    FX fee
    0.0%
    Net value / yr
    SEK 0

    Breaks even from $0 spendPaid in GNOApple PayGoogle PayVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  9. Krak Card

    Mastercard·Custodial·metal

    Available

    Cashback at your stake

    0.0%

    up to 2.0% at $56.1k in balance

    Min. stake
    $224
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    SEK 0

    Breaks even from $0 spendPaid in EUR or BTCApple PayGoogle PayVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  10. MetaMask Card

    Mastercard·Self-custody·metal

    Available

    Cashback at your stake

    1.0%

    up to 3.0% with Metal

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.0%
    Net value / yr
    SEK 0

    Breaks even from $0 spendPaid in mUSDApple PayGoogle PayVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  11. Bitrefill Card

    Visa·Custodial

    Available

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    −SEK 1,307

    Breaks even from $0 spendPaid in EUR store creditVerified 6 Sep 2026Report a wrong figure

  12. Bit2Me Card

    Mastercard·Custodial

    Available

    Cashback at your stake

    n/d

    Cashback rate not published by the issuer

    Min. stake
    —
    Annual fee
    $0
    FX fee
    —
    Net value / yr
    −SEK 2,575

    Paid in B2MApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  13. Crypto.com Visa Card

    Visa·Custodial·metal

    Available

    Cashback at your stake

    0.0%

    up to 5.0% at $505k in CRO

    Min. stake
    $505
    Annual fee
    $0
    FX fee
    2.0%
    Net value / yr
    −SEK 2,641

    Fees exceed rewards at this stakePaid in CROVerified 5 Sep 2026Report a wrong figure

  14. Plutus Card

    Visa·Custodial

    Available

    Cashback at your stake

    0.0%

    up to 9.0% at $5.6k in PLU

    Min. stake
    $281
    Annual fee
    $0
    FX fee
    2.5%
    Net value / yr
    −SEK 3,301

    Breaks even from $0 spendPaid in PLUVerified 5 Sep 2026Report a wrong figure

  15. Nexo Card

    Mastercard·Hybrid custody

    Available

    Cashback at your stake

    0.5%

    Base tier · $5k locked

    Min. stake
    $5,000
    Annual fee
    $0
    FX fee
    2.0%
    Net value / yr
    −SEK 4,428

    Breaks even from $0 spendPaid in NEXO or BTCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  16. KuCard — not verified — no page

    Visa·Custodial

    AvailableNot yet verified

    Cashback at your stake

    n/d

    Cashback rate not published by the issuer

    Min. stake
    —
    Annual fee
    —
    FX fee
    —
    Net value / yr
    —

    Paid in USDTApple PayGoogle PayNot yet verified

All 16 cards, one table
CardCashback at your stake ($0)Max cashbackAnnual feeFX feeNet value / yrConfidenceVerified
ether.fi Cash3.0%3.0%—1.0%SEK 2,641B5 Sep 2026
OKX Card (EEA)2.0%2.0%$00.0%SEK 2,509A6 Sep 2026
CL Card powered by Ledger1.0%1.0%$00.0%SEK 1,320A5 Sep 2026
Bleap Card1.0%1.0%$00.0%SEK 660B5 Sep 2026
Wirex One Card0.5%8.0%$00.0%SEK 660B5 Sep 2026
Bitget Wallet Card2.0%2.0%$01.7%SEK 396B6 Sep 2026
eToro Visa Debit Card0.0%0.0%—0.0%SEK 0B6 Sep 2026
Gnosis Pay Card0.0%4.0%—0.0%SEK 0A5 Sep 2026
Krak Card0.0%2.0%$00.0%SEK 0A5 Sep 2026
MetaMask Card1.0%1.0%$01.0%SEK 0B5 Sep 2026
Bitrefill Card1.0%1.0%$00.0%−SEK 1,307A6 Sep 2026
Bit2Me Cardn/dn/d$0—−SEK 2,575B5 Sep 2026
Crypto.com Visa Card0.0%5.0%$02.0%−SEK 2,641B5 Sep 2026
Plutus Card0.0%9.0%$02.5%−SEK 3,301B5 Sep 2026
Nexo Card0.5%0.5%$02.0%−SEK 4,428A5 Sep 2026
KuCard — not verified — no pagen/dn/d———C—